Find out which stage you're in below:
1. Financial Difficulty
- generally happens in young adulthood
- not making much money
- entry level or minimum wage job
- income barely covers expenses
- may be living with parents
Almost everyone experiences this stage, including me.
Apr 9 • 7 tweets • 2 min read
The book "Think and Grow Rich" by Napoleon Hill changed my life.
I went from shy and quiet to presenting to hundreds and speaking in front of thousands.
Below are 5 life-altering lessons from the book:
1. Thoughts are things
Your thoughts, even though they are intangible, have tangible impacts.
Everything you accomplish starts as a thought.
Change your thoughts, and you'll change your results.
Apr 8 • 6 tweets • 3 min read
I've worked with Microsoft Excel for over two decades.
Knowing Excel helped me:
- get promoted
- make more money
Here's how you can do the same:
Excel with AI can supercharge your productivity and boost your income:
Introducing @NumerousAI /
Numerous AI is ChatGPT for Excel users.
Here's how to kickstart a side hustle that can lead to wealth: Numerous.ai
Apr 5 • 6 tweets • 1 min read
You can complain
You can make excuses
Or, you can get to work.
Only the third option will make you wealthy.
Below are 4 more traits needed for building wealth:
1. Persistence
Wealth-building doesn't:
- start out easy
- come overnight
- come on your first try
Wealth-building does:
- build momentum over time
- is worth the work
- creates freedom
Apr 1 • 8 tweets • 3 min read
7 must read books to improve your life and your money:
⬇️⬇️
1. Think and Grow Rich by Napoleon Hill
You'll learn:
- how powerful your mind is
- how to get anything you want
- how to improve your thoughts
Mar 28 • 8 tweets • 3 min read
You can make $10,000 a month, if you have:
1. Internet 2. A laptop 3. Microsoft Excel skills
Here's how to start a side hustle that'll make you rich:
Side hustle: Data management
People are making $10,000 a month with their MS Excel skills.
If you want to make $10,000+, follow this guide:
First, you'll need to learn this new AI tool for Spreadsheets.
Without this, I think it will be difficult to master Excel.
Mar 20 • 6 tweets • 1 min read
I became a millionaire at age 41.
I could have become a millionaire in my 30's if I had accepted these 4 fundamentals sooner:
1. Stop trying to fit in
Our egos are strong forces.
We want to be liked.
We want to fit in.
Too many of us compensate for these emotions with unnecessary spending, even though spending more doesn't fix the real issue.
Mar 14 • 9 tweets • 2 min read
I was a bank lender for years. I saw every mistake you can make with your money.
Here are the 7 biggest money mistakes to avoid if you want to be wealthy:
1. Paying too many fees
Avoid:
- overdraft fees
- ATM fees
- late fees
Small fees add up quickly.
Mar 5 • 7 tweets • 3 min read
The stock market is a great tool to grow your wealth.
Below are 5 stock strategies to get wealthy:
1. Index funds
I recommend index funds for all beginner investors as well as certain retirement accounts.
Index funds:
- are simple to understand
- are easy to invest in
- save you time
Pick an index fund like $VOO or $VTI, and invest a specific amount of money each paycheck.
Feb 27 • 10 tweets • 2 min read
I became a millionaire from nothing.
I didn't grow up rich.
I didn't inherit anything.
I didn't marry into money.
Below are 7 actions to become a millionaire:
1. Stop being in a hurry
My basketball coach told us to "be quick, but don't hurry."
Slow down.
Stop expecting results today.
Great results take time & patience.
Feb 19 • 6 tweets • 1 min read
I found a stock app that beat the S&P 500 by ~50% in 2022 and 2023.
And 2024 is starting even better.
I'm using it to beat the S&P 500 in 2024.
Below is how:
1. Technology
Prospero uses AI to combine fundamental analysis with many additional factors, such as Net Options and Net Social scores.
These additional factors create more robust forecasting.
These are the results of the 2023 Long trades (Bulls).
Feb 16 • 9 tweets • 2 min read
7 numbers you must know if you want to be wealthy:
1. Net Worth
Total Assets - Total Liabilities
Your net worth is a barometer of you wealth.
2. Total Debt
Know how much consumer debt you have and how much real estate debt you have.
Feb 7 • 10 tweets • 2 min read
I went from -$99K net worth to millionaire in 10 years.
Here are 7 changes that made this possible:
1. I changed how I saw the world
Old me:
- focused on lifestyle
- wanted an exotic car
- worried about image
New me:
- loves my life
- lives in a modest house
- enjoys the simple things